682794 Road 68, Thamesford, ON, Canada
Specialized Coverages Built for Equine Risk
Equine operations face risks that are very different from other agricultural businesses. Prominence + Equine Insurance includes specialized coverages designed specifically for horse owners and operators.
Additional Living Expenses for Horses
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Stableman’s Liability
Protects against liability arising from the care, custody, and control of horses belonging to others — a critical coverage for boarding and training operations.
Semen & Embryo Tank Coverage
Protects valuable genetic materials stored for breeding programs, recognizing the significant investment involved.
Dead Stock Removal Coverage
Provides coverage for the costs associated with removal and disposal of deceased horses following a covered loss.
Equipment Breakdown Coverage
Covers sudden and accidental breakdown of essential equipment used in stable and farm operations, helping minimize disruption.
Replacement Cost Coverage on Buildings
Ensures qualifying barns, stables, indoor arenas, and related structures are insured on a replacement cost basis, not depreciated value.
Replacement Cost Coverage on Equipment (Under 5 Years Old)
Provides replacement cost protection for newer equipment, helping reduce financial strain after a covered loss.
Non‑Owned Farm Equipment Coverage
Includes coverage for borrowed or rented equipment up to $250,000, recognizing the shared‑equipment nature of many equine operations.
Pollution Damage to Own Property
Provides coverage for pollution damage to your own property, up to $50,000, addressing risks associated with manure handling and environmental exposure.
Deductible Waiver for Large Claims
Your deductible may be waived for covered claims greater than $25,000 or five times your deductible, helping ease the financial impact of major losses.